The lowest position of all, and what graduates become when they join. In investment banking speak, \"analyst\" is simply another way of saying ‘trainee.’
What analysts do varies from division to division. In corporate finance, analysts are hardworking number crunchers who put together “pitchbooks” (company and sector research that helps banks win bids), and analyse a company’s financials. In sales, analysts telephone relatively unimportant clients on non-crucial matters. On the trading floor, analysts can’t trade until they’ve passed their regulatory exams and, even then, are heavily constrained until they’ve proven they’re not going to press the wrong button and lose a small fortune.
At most banks you’ll be an analyst for three years. The bank then decides whether or not to renew your contract, and you, in theory at least, can also decide whether to stay on.
Analyst, fixed income
BlackRock
"Being at the very centre of markets and actively participating in the investment process is definitely the most appealing part of this job."
Corporate banking analyst
HSBC
"Every day you will be dealing with people of all levels internally within the bank network and building relationships with customers externally."
Analyst, operations
Goldman Sachs
"It is exciting, because you are working closely with traders and they are relying on you. You have to manage a high degree of risk, and it can be challenging."
Associate, Sales
Credit Suisse
"Study hard and get the grades! Graduates across the continent (if not the world) are all competing for the same jobs and it’s difficult to get interviews if the grades aren’t reasonably good."
Relationship manager
BNP Paribas
"I'm proactive, which is essential in this job. It's ultimately up to you to identify new opportunities for clients, which involves constantly keeping up-to-date with changes in the markets to see what they might need down the line. "
Account developer
Allianz
"There is a variety of roles in the insurance industry. Find a scheme that gives you the chance to experience and consider them all."
Investment director, Growth Capital
3i
"Make sure your accounting knowledge is solid. While understanding the business models and different markets is important, getting under the numbers and creating the appropriate financial structure is critical"
Director
Dunedin
"Don't assume you know it all – you'll rely on existing teams for their experience and market knowledge."
Associate director
Standard & Poor's
"Language skills are highly valued – an analyst working in the London office can cover companies headquartered in Europe and the Middle East, for example."
Investment manager
Candover
"There are great jobs in private equity, but you need to know what you're applying for and what differentiates the funds."