Junior Credit Analyst - CCG - Shanghai / Beijing - 20160922002

  • Competitive
  • Shanghai, Shanghai Shi, China
  • Permanent, Full time
  • Societe Generale
  • 01 Oct 16

Junior Credit Analyst - CCG - Shanghai / Beijing - 20160922002


Cooperate with Coverage or BLs in preparing credit applications/annual reviews; assist in credit documentation and follow up the post-approval management in client risk profile.


Main Responsibilities / Accountabilities / Tasks

  • Evaluate credit facility requests raised by CRM.
  • Undertake first level credit analysis, credit due-diligence and completion of simple credit files.
  • Expedite and monitor the credit file approval process.
  • Report significant business events, financial trends, industry developments and other relevant issues relating to financial position of clients.
  • Review and assess obligor rating at least annually, or as driven by special events.
  • Address inquiries from RISQ or other internal parties timely and responsively.
  • Maintain clear and updated documents in all credit files including financial statements, latest financial spreading, credit applications, validation records, internal and correspondence, etc.
  • Assist in special credit related assignments and projects as required.
  • Back up and support other credit analysts where needed.


Candidate Profile

Academic Background (degree & major)

  • Bachelor degree or above, major in finance, accounting or economics preferred

Working Experience / Technical Skills & Know how

  • 1-2 year working experience in banking industry
  • Basic accounting and financial analysis skills
  • Basic knowledge on commercial banking products

Skills & Competencies

  • Good interpersonal & communication skills

Language Skills

  • English/Mandarin - Fluent in both speaking and writing

Computer Skill

  • Well versed in MS Office applications (Word, Excel, PowerPoint is a must)