HK - GCB - Risk Analyst

HK - GCB - Risk Analyst

  • Primary Location: HK,Hong Kong,Hong Kong
  • Education: Bachelor's Degree
  • Job Function: Risk Management
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: No
  • Job ID: 16051640


Description

  • Report to the Unsecured Portfolio Risk Manager to monitor and manage unsecured portfolios performance, namely Credit Card and Personal Loans
  • Formulate and execute account management policies processes such as credit line changes, renewal, authorization, early warning alerts, stress test, early collection, etc.
  • Prepare regular portfolio quality review MIS and critical regulatory reporting with key commentary on portfolio trend highlights/key initiatives
  • Perform regular monitoring and validation on the performance of credit scorecards and bureau segmentation models
  • Formulate analytics - based portfolio management strategy to optimize risk-reward trade-off, track and perform effectiveness of the actions
  • Perform control programs to ensure relevant credit processes are in compliance with regulatory and group requirements
  • Participate in various business, risk and system projects with close collaboration with other functions such as Product, Credit Operations, Technology, etc.


Qualifications

  • Bachelor or post graduate degree in Business or other related quantitative disciplines
  • Minimum of 1-2 years portfolio risk management experience in Cards and Unsecured Lending Products
  • Experience in credit scorecard and decision engine management
  • Highly numerate, good communication, interpersonal skills and ability to motivate others with leadership potential
  • Highly numerate with sound knowledge in SAS programming, data mining and MS Word/Excel/Access/PowerPoint