Asst. Mgr., Credit Initiation

  • Negotiable
  • Kuala Lumpur, Malaysia
  • Permanent, Full time
  • Standard Chartered Bank
  • 22 Aug 16

Please view Job Description for details.

Conduct site verification and credit interview in line with the process standards defined by Group & local Policy & Risk, Retail Clients. Prevent fraudulent application via observation during site visit and reviewing documents obtained during site visit. Conduct site verification to business activities and review documents to identify if any irregularities, identity compromise, fraud, misrepresentation and intention to default. Attend to all credit verification, field investigation and interviewing applicant. To prepare site visit report within 24hours from the site visit conducted and ensure TAT is met with compliance to the credit standards set upon. Managing processing time and supporting the bank's business growth strategies. Track and inform team manager and/or higher management on all suspicious matters. Flag on current market issue and highlight to team manager, business management, sales and credit. Leverage and build credit assessment infrastructure capability to optimize process efficiency. . Assist Head of Retail Risk Operations to lead and drive standardisation, automation and consolidation through re-engineering and process improvement initiatives in the country for Credit Initiation. Act quickly and decisively when any risk and control weakness becomes apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees. Assist Head of Retail Risk Operations in implementing the Operational Risk Framework in Retail Risk Operations and monitor the operational risk metrics to identify potential control weaknesses. Identify and track Key Performance Indicators (KPIs) to support strategy testing environment and daily operations.

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