GCG - Secured Risk Manager, Singapore

GCG - Secured Risk Manager, Singapore

  • Primary Location: Singapore,Singapore,Singapore
  • Education: Bachelor's Degree
  • Job Function: Risk Management
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: No
  • Job ID: 16057263


Description

Key Responsibilities
  • Lead Secured Risk Management Team and managing a large Secured Loan Portfolio, with emphasis on Consumer Mortgage Loan Portfolio and Auto Loan Portfolio (liquidating). 
  • Develop and maintain close working relationship with all business partners as mentioned above. 
  • Establish and revise Credit Policies in line with Global Standards, Business Strategy and Risk Appetite Framework and manage risk and rewards of the Secured Loans portfolio. 
  • Work closely with Business and Product Managers to monitor portfolio benchmarks and through-the-door quality of loans. 
  • Monitor portfolio performance and proactively manage emerging risks arising from the environment and portfolio. 
  • Direct responsibility of Secured Loan Risk Stress Tests (CCAR, IWST), Management Reporting and MIS, including regulatory related requirements. 
  • Close working relationship with Secured Credit Initiation and Collections. 
  • Review and decision secured loan applications that need Risk Management exception approval. 
  • Liaise with Technology team for Secured Loans system related matters. 
  • Lead secured loans stress test; liaise and work together with Model Risk Manager and ICAAP & Basel Project Manager. 
  • Ensure compliance to all policies and standards and ensure full audit readiness at all times


Qualifications

Qualifications
  • The ideal candidate will be a college degree holder with at least 15 years of work experience with at least 7 years of relevant experience in Risk Management and/or Credit Operations function. Experience in Secured Product Risk Management will be an added value. 
  • Ability to interact with Board of Director, Risk Management Committee, and Senior Management, including across franchise. 
  • Excellent communication skill (verbal & written), experience in leading a team with multiple functions and ability to work well with counterparts in different areas of organization. 
  • Solid understanding of secured loans market/industry, statistical concepts and data analysis. 
  • A solid MS Excel skill is a must and familiarity on SAS programming is preferred.