Credit Risk Policy & Framework

  • Location: Sydney, New South Wales, Australia
  • Salary: Excellent
  • Job Type: Full time

Leading Mortgage Firm seeking a Risk Policy & Framework specialist, Sydney base.

This leading mortgage firm has been in the local market for over 20 years, and differentiates themselves with a progressive agenda and an impressive model for future growth. Being well capitalised with a strong financial position, this includes an ambitious and exciting expansion plan and a residential loan portfolio in excess of $8bn; with further and significant origination capabilities this year alone.  Due to this increased market activity the firm is seeking a (newly created) Senior Risk Manager, to lead the business through implementation of a new credit risk framework and as they continue to grow their loan book.

Reporting to the CFO, as the Senior Risk Manager you will be responsible for developing a detailed credit risk framework for the Lending/Credit department; ensuring it’s aligned with best practice and business strategy. The firm focuses on non-prime, moving up to near prime debt and requires a very hands on approach; evaluating and reporting on operational policies and procedures to achieve credit risk objectives. In addition, you will be required to monitor potential credit impacts and credit risk of existing and new projects acting as the subject matter expert for the broader leadership team.  Continual improvement and maximising the approach to credit risk management strategy is a key focus for the development and growth of the organisation moving forward.

You will be tertiary qualified with a business, accounting or finance related degree and an experienced credit risk professional within the retail lending (mortgage, asset finance, commercial banking space) with 7-10 years’ plus experience.  It is expected that you have an in depth knowledge of the residential mortgage market in Australia and any experience in non-conforming space is an advantage.  You will be able to demonstrate a thorough knowledge of credit risk analysis, policy and risk framework development and have a comprehensive understanding of regulatory laws, policies and procedures.

This newly created and significant role represents a unique opportunity to make a truly valuable contribution to this expanding organisation.

You must have full working rights for Australia to be considered for this role.

For a confidential discussion, please contact Patrick Everest on 02 9235 9440 peverest@jmichel.com.au or Rob Hockedy 02 9235 9470 rhockedy@jmichel.com.au 

Sydney, New South Wales, Australia Sydney New South Wales AU