Credit Portfolio Analyst

  • Competitive
  • Brussels, Bruxelles-Capitale, Belgium Brussels Bruxelles-Capitale BE
  • Permanent, Full time
  • ING
  • 27 May 18 2018-05-27

Credit Portfolio Analyst

Credit Portfolio Analyst
[Full time, Brussels]

Your role & work environment

You provide expertise on ING Belgium credit portfolio by analysing changes in risk drivers, answering questions from internal and external stakeholders and ensuring compliance with regulations applicable to regulatory reporting.
You are member of 'Risk Measurement, Regulations and Integration', within the Financial Risk Department The team is composed of six persons and follows an interdisciplinary approach.

Your key responsibilities
Analyse and communicate on the evolution of Risk Weighted Assets (RWA) and changes in risk drivers.

  • analyse observed changes in risk drivers and concentrations within the different subportfolio's of the bank and monitor them
  • retrieve data from credit risk systems
  • prepare global reports and ad hoc analysis for internal and external parties.
Ensure compliance with regulations applicable to regulatory reporting activities related credit risk.
  • review credit risk input to regulatory reports (a.o. COREP, Large Exposures, Intercompany Exposure, Annual Report,etc.)
  • perform specific calculations required by local regulations
  • follow guidelines and regulations applicable to reported figures.
Answer questions from the Business, Finance, external auditors, regulators or rating agencies related to credit risk (at transaction, client or portfolio level)

For this purpose, you will also:
  • acquire a very good knowledge of the calculation of credit risk, the related reporting infrastructure of ING Group (Vortex) and the management tools.
  • maintain and further develop SAS queries to integrate the evolution of the business
  • maintain a variety of contacts with internal and external stakeholders (other Risk, Finance, Capital Management, Product Management, ING Group, Business lines, Subsidiaries, Auditors etc.).

We look for
A colleague with a talent for taking it on and making it happen, enthusiasm for helping others to be successful and a knack for always being a step ahead. In other words, you strive to bring fresh ideas to life and embrace challenges in a fast changing and complex environment. You are a naturally collaborative person who listens and invests in others to achieve common goals. You love to challenge the status quo and are eager to propose creative solutions to problems.
As a Credit Portfolio Analyst you will also need:
  • Master's degree (Economics, Law, other)
  • A fluent level in English (written and oral communicator) and a good knowledge of French and Dutch
  • A good command of MS Office
  • 2 years experience
  • Experience in SAS EG / credit reporting software (Vortex)
  • Experience in Lending, Risk management or Financial Reporting
  • Experience of working with large documents (e.g. regulation or technical standards ....)
  • Excellent analytical skills and synthetically mind
  • Excellent writing skills
  • Accurate, precise in your work, strong will to deliver high quality reports
  • Autonomy and team work
  • Inquiring mind
  • Sense of initiative
  • Capable of working to strict deadlines
  • Willingness to learn

    We offer you
    A clear purpose, a unique offer and a range of flexible compensation and other benefits:
  • Personal growth & challenging work with endless opportunities to realise your ambitions
  • An informal, dynamic environment with innovative colleagues supporting your endeavours
  • A progressive and agile way of working, where new ideas are valued ahead of convention
Furthermore, within Risk Measurement, Regulations and Integration, you can count on a range of opportunities to invest in your personal and professional growth with:
  • A fascinating job in the core of banking risk management challenges
  • Integration of several area of expertise
  • Contacts with various internal and external stakeholders

We redefine banking. What about you?
There has never been a more interesting time to work at ING. We're on a journey that's centred around our customers, powered by technology and driven by smart, determined people. Our customers feel our people are empowering them to stay a step ahead in life and in business. We're proud of that!