Credit Analyst Corporate-Frankfurt/Germany based

  • Frankfurt am Main, Hessen, Germany
  • Competitive
  • Full time
  • Permanent, Full time
  • VTB Capital
  • 16 Aug 18

To provide in depth and critical analysis based on financial statements, model forecasts, third party valuations and due diligence meetings with our counterparties.

Principal Responsibilities:

To provide in depth and critical analysis based on financial statements, model forecasts, third party valuations and due diligence meetings with our counterparties.
 Identify and quantify risk drivers including the creation of stress tests in transaction structures.
 Prepare credit memoranda advising risk mitigation options and making risk appetite recommendations.
 Follow up on transaction execution. Ensure loans/trades are properly booked / recorded / monitored, credit terms are incorporated in term-sheets / confirmations and underlying documentation properly developed
 Maintain a portfolio of counterparties and monitor limits and exposures of the various credit systems, ensuring that any limit violations are resolved
 Risk portfolio under management will require close oversight, ensuring daily exposure to all types of loan-type products, liaison with sales and traders functions; as well as extensive interaction with all support functions of the Bank including Operations, Legal, Compliance, Finance and Risk Controlling
 Support the rest of the credit risk team with other transaction requests and periodic reviews.

Key Competencies & Qualifications:

Bachelor's Degree and 5+ years of relevant equivalent working experience in Corporate Finance or Risk Management roles in an investment banking or investment management environment including at least 3 years in a credit product / lending area (Leveraged Finance, Project Finance, Corporate Lending, etc.)
 ACA/ CFA or equivalent
 Good knowledge of the German Banking legislation (KWG, MaRisk, etc.) and CRR requirements
 Ability to recognize not just transaction-associated risks as well as current grasp and enforcement of risk policies, but also awareness of legal, compliance and reputational aspects of all transactions

The candidate will demonstrate ability to operate in a fast moving dynamic organization, whilst maintaining balance between the business expansion requirements and prudent risk management
 Demonstrable business and sector awareness and a keen appreciation of market and industry developments
 Independent decision maker with ability to support and defend conclusions
 Strong credit risk skills and knowledge of financial products would be desirable
 Perfect fluency in oral and written English and fluency in Russian and German is essential.

Frankfurt am Main, Hessen, Germany Frankfurt am Main Hessen DE