Assistant Manager, Credit and Risk - Global Risk

  • Competitive
  • Hong Kong
  • Permanent, Full time
  • HSBC
  • 27 Sep 17 2017-09-27

Some careers grow faster than others.

If you’re looking for further opportunities to develop your career, take the next step in fulfiling your potential right here at HSBC.

Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, contingency, geopolitical, operational, credit, pension, insurance, financial crime and regulatory compliance, market and reputation risks. All parts of the Global Risk team use their skills, insight and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth.

We are currently seeking a high caliber professional to join our team as Assistant Manager, Credit and Risk.

In this role, you will

  • Support the delivery of Area Management Head Office Hong Kong unsecured personal loan key projects, including Transformation, Hong Kong Monetary Authority regulatory requirement to ensure the compliance of the local regulatory requirement and business development.
  • Develop product programs Area Management Head Office Hong Kong unsecured loans with product managers and manage each product program to achieve the profitability goals within the risk appetite.
  • Proactively manage the credit policy framework and ensure it’s updated in line with economic and portfolio trends, regulations and global and regional policies and guidelines.
  • Control impairment by managing unsecured loan portfolio to achieve required returns. 
  • Administer the dissemination of credit policies. Recommend and implement new policies or policy changes. Coordinate with Information Technology and Operations to implement policy if necessary. 
  • Develop and manage Management Information System to reflect delinquency, loss, vintage, profitability, new acquisition trend, score performance and possibility to increase profit from new and existing customers. 
  • Analyze and identify potential areas of improvement in credit loss, product offers, customer segments, credit procedures, et cetera. 
  • Escalate emerging risk issues timely and ensure appropriate mitigating actions are devised and implemented swiftly engaging all key stakeholders.

To be successful in this role, you should meet the following requirements

  • University degree in a relevant discipline with proficient years of relevant experience in Retail Banking.
  • In depth knowledge of retail credit risk with a good understanding of portfolio management techniques.
  • Good understanding of overall business dynamics, particularly Retail Banking and Wealth Management.
  • Well developed analytical skills, with proficiency in data analysis using statistical or database packages such as Statistical Analysis System, Structured Query Language or Excel.
  • Proven project management skills.
  • Highly motivated mindset, with the ability to work collaboratively with various Customer Groups and external parties including regulators to deliver assignments on time.
  • Proficient in computer applications including Microsoft Word, Excel and PowerPoint.
  • Strong interpersonal and communication skills.

For further details and application information please visit our career site, search under reference number 00009U8J

You’ll achieve more when you join HSBC.

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Issued by The Hongkong and Shanghai Banking Corporation Limited