• Competitive
  • Hong Kong
  • Permanent, Full time
  • Citi
  • 22 Sep 17

HK - GCB - Risk Analyst (Mortgage Porfolio)

HK - GCB - Risk Analyst (Mortgage Porfolio)

  • Primary Location: HK,Hong Kong,Hong Kong
  • Education: Bachelor's Degree
  • Job Function: Risk Management
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: No
  • Job ID: 17055656


Description

  • Manage the risk/reward dynamics for the Bank's Mortgage business through establishing overall lending guidelines
  • Develop and formulate acquisition/ portfolio policies and conduct analysis to fine-tune the acquisition/portfolio management strategies in order to optimize risk and reward trade-off
  • Participate in the development and monitor the effectiveness of statistically validated approval tools
  • Prepare and support all regulatory and global reporting
  • Conduct portfolio and collection management actions, such as early warning alerts, stress test and loan loss forecast
  • Ensure all credit processes are in compliance with company policies and requirements set out by the local as well as lead regulator through effective execution of control programs such as self-assessment, quality assurance, application audit


Qualifications

  • Degree holder in Qualitative Analysis, Statistics, Accounting, Economics or Mathematics
  • Minimum 2-3 years' of experience in consumer credit and risk management
  • Analytical and logical with proficiency in data analysis using statistical or database program e.g. SAS, Access or Excel
  • Self-initiative, effective communication and interpersonal skills as well as the ability to motivate others, strong sense of compliance awareness 
  • Strong knowledge and experience in managing credit scorecards, stress testing, segmentation and Basel models