• Competitive
  • Hong Kong
  • Permanent, Full time
  • Citi
  • 2018-06-23

HK - GCB - Vice President, Personal Loans

HK - GCB - Vice President, Personal Loans

  • Primary Location: Hong Kong SAR of PRC,Hong Kong,Hong Kong
  • Education: Bachelor's Degree
  • Job Function: Product Management
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: No
  • Job ID: 18031496


  • Responsible for meeting the Personal Installment Loan P&L
  • Drive business strategy and execute action items to meet the business revenue and profitability plans
  • Formulate  the value proposition and product development for Personal Installment Loan product within policy and regulatory guidelines
  • Conduct portfolio analysis and pricing strategy to drive portfolio yield and volume growth
  • Liaise with Risk and Credit Initiation to optimize credit policy and underwriting process
  • Formulate gating and anti-attrition strategy to minimize early settlement and customer attrition
  • Design and launch customer marketing and sales incentive programs to support the sales channels and to ensure programs fulfillment
  • Partner with Decision Management to achieve effective portfolio management model
  • Liaise with sales channels and internal partners to review and improve overall efficiency of the sales and operating processes
  • Project management
  • Drive digital initiatives (e.g. RCE, loan mobile application)
  • Monitor channel performance/marketing program effectiveness and take appropriate actions to improve the overall result and customer experience
  • Coordination with different parties for timely report update to Management and Region


  • University degree holder in a quantitative field (e.g. Finance, Statistics or Business Administration) or related discipline
  • At least 10 years working experience in retail banking or financial services industry with knowledge of Cards and Unsecured Lending is a must
  • Strong attention to detail and accuracy
  • Organized and possess excellent quantitative, analytical and communication skills
  • Good interpersonal skills and ability to work with all levels is required
Hong Kong Hong Kong Hong Kong HK