• Competitive
  • Hong Kong
  • Permanent, Full time
  • Citi
  • 19 Oct 17

HK - GCB O&T - Senior Credit Approval Officer, CitiBusiness

HK - GCB O&T - Senior Credit Approval Officer, CitiBusiness

  • Primary Location: HK,Hong Kong,Hong Kong
  • Education: Bachelor's Degree
  • Job Function: Operations Credit Ops
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: No
  • Job ID: 17068462


To provide BAU support services to internal clients and perform various aspects of credit process effectively and efficiently; as well as to sustain adequate credit approval and processing capacity for handling CI-CitiBusiness commercial lending products for customers in Retail SME segment managed under GCB.
  • Support processing and credit approval functions for corporate customers with adequate control and within the established processing turnaround time as well as meeting productivity benchmark
  • Perform credit activities (incl. financial spreading, credit risk analysis, credit proposal write up and credit underwriting for new application/line maintenance/annual review) for corporate customers, particularly in trade financing
  • Review application and loan documents for loan fulfillment
  • Render support on quality check to ensure compliance with the regulatory requirement, prevailing policy and procedure
  • Support development of work flows and procedures to enhance the credit underwriting and post-approval processes
  • Provide adequate and administrative support in handling TID/HKMC-SME Financing Guarantee Scheme "SFGS" applications and related work
  • Prepare regular and specific MIS/credit management reports for Department Head and management review
  • Ensure the accuracy and efficiency of the team for handling credit related monitoring and control or management reporting
  • Assist in managing credit projects and initiatives


  • University graduate with minimum 5 years of experience in commercial lending related area
  • Good accounting and financial analysis skills
  • Proven credit analysis experience in corporate client segment with in depth knowledge in trade finance and structured credit
  • Good knowledge of end-to-end credit process and various functions for commercial lending
  • Proficient in Excel Spreadsheet and excellent skills in financial and credit risk analysis on corporate account
  • Ability to work independently and under pressure
  • Capable to handle and prioritize multiple tasks with tight timeline
  • Willing to work overtime and shift duty
  • Possesses decision making and problem solving techniques
  • Good PC knowledge in Microsoft Word, Excel, etc.
  • Team player with excellent interpersonal skills
  • Good command of both spoken and written English and Chinese