Head of Credit Risk

  • Competitive Package
  • Hong Kong Hong Kong Hong Kong HK
  • Permanent, Full time
  • Non-disclosed
  • 21 May 18 2018-05-21

A listed securities firm is looking for Senior Professionals to join. Credit Approval exp is highly preferred

​Job Description

  • To Lead the internal operations team with credit analysts to provide efficient and quality credit assessment for all credit applications; 
  • To check and review the credit evaluation performed by subordinates; discuss the cases and provide guidance and opinions to them;
  • To review transaction documentation, in particular for personal loans, mortgage loans, clean loans, corporate loans;
  • To evaluate the risks and provide professional advice to management for credit approval;
  • To approve credit risk-related transactions with the designated credit authority;
  • To conduct ongoing research and due diligence on borrowers and counterparties to the firm;
  • To develop macro-risk views in order to support decision making, to ensure strong credit term protection;
  • To perform verification to detect fraud application and prevent fraud;
  • To monitor quality of loan portfolio on an ongoing basis;
  • To set credit policies, procedures and risk management manual for adherence to relevant legal and regulatory requirements;