Credit Risk Policy - Consumer Credit Credit Risk Policy - Consumer Credit …

OCBC Bank (Malaysia) Berhad
in Kuala Lumpur, Kuala Lumpur, Malaysia
Permanent, Full time
Be the first to apply
Competitive
OCBC Bank (Malaysia) Berhad
in Kuala Lumpur, Kuala Lumpur, Malaysia
Permanent, Full time
Be the first to apply
Competitive
Credit Risk Policy - Consumer Credit
  • Process and approve all consumer credit loan applications.
  • Approve credit propositions, credit reviews and daily excesses up to a predefined limit.
  • Review of credit policies to enhance the risk acceptance criteria.
  • Work with Business Unit and credit policy team to define, review, and enhance target markets, participating in working group on process improvement and enhancement as well as risk acceptance criteria.
  • Review and approve high networth applications from Business Unit and Business Banking.
  • Coordinate changes in credit rule based engine (CRBE), B2B System, UAT sign-off and ensure deployment of changes in place per approved memo.

  • P erform self-assessment on credit applications on monthly basis to track compliance with product program.



Qualifications
  • At least 10 years of related credit experience.
  • Relevant tertiary qualifications.
  • Attended relevant credit training courses such as UBC, CLB, CCP.
  • Good inter-personal skills.
  • Able to work consistently under pressure.
  • Required to travel from time to time.


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