Assistant Manager, Mortgage Credit Review - Retail Banking and Wealth Management

  • Competitive
  • Singapore Singapore Singapore SG
  • Permanent, Full time
  • HSBC
  • 19 May 18 2018-05-19

Assistant Manager, Mortgage Credit Review - Retail Banking and Wealth Management

Some careers grow faster than others.
If you're looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential.

Retail Banking and Wealth Management serves more than 50 million customers worldwide with a complete range of banking and wealth management services to enable them to manage their finances and protect and build their financial futures. It is a global business that brings together management responsibility for Retail Banking, Wealth Management, Insurance and Asset Management with a focus on customer-centric propositions and innovative and efficient distribution channels.

We are currently seeking a high caliber professional to join our team as Assistant Manager, Mortgage Credit Review.

Principal responsibilities

  • Responsible to ensure compliance with approved credit guidelines, policies, internal and external regulations in assessment of applications and reviews
  • Maintain consistent judgmental lending decisions to maintain a healthy portfolio to achieve business goals.
  • Establishing and ensure consistent and prudent approvals are made at all times across all products in compliance
  • Support and participate in Learning and Development
  • Compliance with internal and external audit and local regulatory requirements
  • Meet and strive to exceed service level agreement with all business partners to exceed business partners' expectations.
  • Maintain HSBC internal control standards, observe Group Compliance Policy and maintain awareness of operational risk
  • Continuously reassessing risks associated with the role and inherent in the business, taking account of changing economic or market conditions, legal and regulatory requirements, operating procedures and practices, management restructurings, and the impact of new technology.
  • Ensuring all actions take account of the likelihood of operational risk occurring, addressing areas of concern in conjunction with Risk and relevant line colleagues, and also by ensuring that actions resulting from points raised by internal or external audits, and external regulators, are correctly implemented in a timely fashion


Qualifications
Requirements
  • Relevant years of banking experience
  • Preferred experience in Credit reviewing and mortgage
  • Team player with ability to work in matrix environment
  • Able to deal with senior stakeholders and business partners
  • Excellent communication skills both verbal and written
  • Computer savvy and able to multi task


You'll achieve more when you join HSBC.

Candidate with less relevant experience or skills may be offered a lower Global Career Band than stated above.

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