Credit Portf Intmd Analyst Credit Portf Intmd Analyst …

in Singapore, Singapore, Singapore
Permanent, Full time
Last application, 16 Feb 20
in Singapore, Singapore, Singapore
Permanent, Full time
Last application, 16 Feb 20
Credit Portf Intmd Analyst
This role is within the Singapore Consumer Risk Management Team and supports the Investment secured Portfolio for GCB and IPB businesses. Singapore Investment lending portfolio is the largest among all countries with consumer MSBF (margin lending) and Insurance Premium Finance products.
The position will be responsible for conducting credit reviews and monitoring the portfolio credit quality in coordination with the Risk Management team. The role also requires to involve in portfolio MIS reporting & analytics to ensure compliance to risk management policies for Investment secured portfolio. This involves interaction with Credit Operations, Operations and Technology functions, product teams and front office.
The position reports to Investment Risk Manager in the Singapore Risk Management team.
Other Key responsibilities include
  • Work with Credit Risk Manager to evaluate, analyze and recommend policy decisions related to credit and collateral acceptance of marketable securities
  • Review credit approval requests and monitor portfolio to identify credit migration/mitigation actions across Margin Lending and Insurance Premium Finance products
  • Prepare and enhance Portfolio analytics for risk differentiated reviews and ensuring continual compliance with Citi Credit Policy/Regulations/Product Programs such as reviewing portfolio collateral concentration, liquidity and limit excess
  • Provide coverage for Credit bureau related regular submissions, LLR outlook preparation.
  • Provide support to the risk managers on strategic initiatives and related enhancements.
  • Ideal candidate will have a Finance/Math/Stat degree holder with at least 4-6 years of work experience preferably with Risk, Margin Lending Products, Credit Operations.
  • Knowledge of investment products, trading products, wealth management, systems and key processes would be added advantage and a key differentiator.
  • Self-driven individual, with attention to details and passion for Credit Risk management.
  • Good Analytical skills and understanding in programming knowledge and tools (Excel, Access etc) are required. Knowledge & Experience in SAS is desirable.
  • Good communication skill (verbal and written) and able to interact well with business partners
  • Strong team player -  Able to effectively network with coworkers from cross functional and multitask in a fast paced environment
  • Good attitude, willingness to learn and possessing high integrity
Grade :All Job Level - All Job FunctionsAll Job Level - All Job Functions - SG ------------------------------------------------------
Time Type :Full time ------------------------------------------------------
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