• Competitive
  • Singapore
  • Permanent, Full time
  • Citibank NA
  • 2018-05-27

GCG - Credt Risk Analyst - Investment Lending

GCG - Credt Risk Analyst - Investment Lending

  • Primary Location: Singapore,Singapore,Singapore
  • Education: Bachelor's Degree
  • Job Function: Risk Management
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: No
  • Job ID: 18021482


Description

The Credit Risk Analyst role is within the Singapore Consumer Risk Management Team. The role supports the Investment secured Portfolio for GCB and IPB businesses. Singapore Investment lending portfolio is the largest among all countries with consumer MSBF (margin lending) and Insurance Premium Finance products. Singapore shares the best practices with MSBF risk management units across other country/regions.

The role primarily requires to involve in MIS reporting (both management and regulatory), Surveillance and compliance to risk management policies for Investment secured portfolio. The role also involves interaction with Credit Operations, Operations and Technology functions, relationship managers and business partners.

The position reports to Investment Risk Manager in the Singapore Risk Management team.
    Prepare and analyze Portfolio MIS for Margin Lending and Insurance Premium Finance products Ensure timely and accurate reporting of regulatory and internal MIS/Portfolio monitoring process Work with Credit Risk Manager to evaluate, analyze and recommend policy decisions related to credit and collateral acceptance Conduct Mark to market process on daily basis, issue margin calls to RMs and follow up on timely resolution as a backup.  Analytical skill and ability to interpret MIS and continuously upgrade on the same through automation Participate in technology upgrades. Contribute to system changes, testing stages for system cutovers impacting Investment Secured Lending product


Qualifications

  • Ideal candidate will have a Finance/Math/Stat degree holder with at least 2-3 years of work experience preferably with Risk, Lending Products, Credit Operations.
  • Good Analytical skills and understanding in programming knowledge are required. Expertise in SAS is desirable. Ability to learn Data analytics technique and programming quickly
  • Knowledge of investment products, trading products, wealth management, systems and key processes would be added advantage.
  • Good communication skill (verbal and written) and able to interact well with business partners
  • Strong team player - You should be able to effectively network with coworker from cross functional and multitask in a fast paced environment
Singapore Singapore Singapore SG