• Competitive
  • Singapore
  • Permanent, Full time
  • Citibank NA
  • 21 Jan 18

GCG - Risk Analyst – Secured Lending

GCG - Risk Analyst – Secured Lending

  • Primary Location: Singapore,Singapore,Singapore
  • Education: Bachelor's Degree
  • Job Function: Risk Management
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: No
  • Job ID: 17066735


You will be a key member of the Consumer Bank Secured Risk Management Team. This position provides the opportunity to be part of Singapore Consumer Bank, which specializes in providing mortgages, auto loans, bankcards, ready credit, and investment lending to individual customers in Singapore.
The role primarily requires portfolio MIS monitoring, regulatory reporting and other reporting in line with risk management policies for the secured portfolio, covering mortgages and auto loans. This position reports to Secured Risk Head within the Singapore Risk Management team. The role involves regular interaction with Credit Operations, Operations and Technology functions, Regional/ Global risk management.
Key Functions include:
  • Develop & maintain MIS to monitor key portfolio performance trends for secured portfolios to continue maintaining strong portfolio credit quality, in line with business strategy & risk appetite
  • Perform in-depth portfolio analysis of secured products to assess risk & opportunities; Validate & refine credit policies/processes through use of analytics
  • Responsible for risk reporting to local regulator, regional risk, head office
  • Interpret MIS and continuously upgrade reporting as per risk management needs
  • Develop and maintain close working relationship with all business partners and relevant stakeholders
  • Support Secured Risk Manager on ad-hoc MIS portfolio reviews
  • Be involved in regulatory and internal portfolio stress testing processes
  • Participate in relevant User Acceptance Testing (UAT) exercise and system implementation and liaise with technology team for system related matters
  • Ensure compliance to all policies and standards and ensure full audit readiness at all times


  • You should be a degree holder with at least 2 years' experience, preferably in risk management, decision management or analytics
  • Strong SAS programming skills and MS Excel knowledge. High interest in streamlining and automating processes
  • Prior experience in handling regulatory reporting and system/product knowledge is desirable
  • You should have strong analytical skills, with demonstrated ability to conceptualize and clearly communicate analytical findings
  • Good communication skills (verbal & written), with the ability to articulate point of view and interact well with business partners
  • Strong team player and relationship management skills.  Ability to effectively network with different teams and multi-task in a fast paced environment