• Competitive
  • Singapore
  • Permanent, Full time
  • OCBC Bank
  • 2018-07-20

Product Manager, Consumer Secured Lending (Car/Reno Loan)

Product Manager, Consumer Secured Lending (Car/Reno Loan)

Product Manager, Consumer Secured Lending (Manager/AVP)

About OCBC
Having purpose and making a real impact drives what we do at OCBC, for our customers, colleagues and the community. People count on us to deliver an amazing banking experience, but more importantly one that is uncomplicated and complements their changing lifestyle and business needs. Our employees are the architects that make this all possible; they are high performing individuals and teams, experts in their field and above all believe in our purpose and commitment to customers.
Our community of game changers at OCBC builds for the future; think Ambitious goals, act with a strong Belief and execute with Courage and agility to drive impact. These ABCs sit at the centre of our culture of change and innovation. Be a Product Manager with Consumer Secured Lending at OCBC, and join our community of game changers.

What you'll do
Deliver car financing, renovation loan and other secured loan KPIs in terms of volumes, revenues, projects and initiatives
Design, plan and implement new products and features
Understand portfolio financials, analyse trends and initiate appropriate actions to optimise profits and returns
Collate and track competitive product offerings and devise appropriate sales objection handling and counter strategies
Work closely with Credit, Ops and other stakeholders to ensure that our policies and process is relevant and competitive, with the appropriate risk management & controls in place
Ensure that all product documentation is properly maintained and annual reviews/approvals are completed on time
Conduct product trainings, maintain product library and update marketing collaterals including website
Manage end-to-end process to ensure compliance to regulations and policies by working closely with RCU, ORMC, Risk, Ops, IT and other stakeholders
Drive continuous process enhancements, lead projects and initiatives to achieve better efficiency, productivity and customer experience
Work with internal and external partners to plan, develop and execute on campaigns/events/activities to drive customer cross-sell and product bundles


What you bring
Tertiary education in Banking and Finance or equivalent
3-5 years of experience in a product management role, preferably in lending business
Driven, confident, self-motivated, able to work independently or as part of a team
Singapore Singapore Singapore SG