A23173 Credit Analyst

  • GBP60000.00 - GBP65000.00 per annum + Bonus and benefits
  • London, England, United Kingdom London England GB
  • Contract, Full time
  • Morgan McKinley
  • 23 Apr 18 2018-04-23

Credit Analyst - Healthcare, Education, Hotels We are looking for a credit analyst to work on a Healthcare, Education and Hotels portfolio. This requires fundamental credit analysis skills, analysis of PnLs, Balance sheets, Cashflows and requires someone with prior experience within these sectors.

You will be:

  • Undertaking effective on-going portfolio management
  • Preparing quality credit proposals jointly with Relationship Directors and / or Portfolio Management teams ensuring that all the relevant financial and non- financial aspects are considered, resulting in all the respective credit risks being identified and suitably mitigated
  • Presenting credit applications to the respective credit approval authority, providing an independent, balanced view of the credit risks and proposing a course of action, whilst assisting the business in the achievement of its financial targets and portfolio management through providing guidance and advice on structuring and risk mitigation
  • Maintaining strong stakeholder relationships

We require someone with:

  • Proven experience in building working relationships which will include customers as well as Risk colleagues, Relationship Directors and support teams (including product partners)
  • Ability to communicate, both orally and in written form, in a confident, articulate, structured and coherent manner
  • Display a clear and confident understanding of key risk issues, forming a concise and balanced recommendation to justify actions taken or recommendations made
  • Demonstrable exposure to the UK Corporate & Commercial banking sector and a sound understanding of at least one of the relevant industry sectors associated with the advertised role
  • Excellent credit analysis skills with a sound understanding of financial forecasting methodology and credit rating interpretation along with strong attention to detail

If you are a credit analyst who has covered one or more of these sectors then don't delay and apply now.

Morgan McKinley is acting as an Employment Business in relation to this vacancy.

Please note that any references to salary or pay rates in this advertisement and in the salary refinement section are indicative only and should only be used as a guide.