Assess new credit applications for quality, credit risk, and adherence with the policies and lending appetite
To summarise individual lending cases, and approve within own delegated authority or provide recommendations on sanction to Head of or Director of Credit & Underwriting, or to members of the Bank’s Credit Committee
Support, where needed, the day-to-day credit operation activities of the Bank ensuring that all areas of the business are complying with its legal requirements.
Contribute to the Bank’s successful delivery of and adherence to the annual lending budget
Adhering to the Bank’s strategy and values and ensuring such values are embedded in the Banks contracts with suppliers and customers in order to promote business performance
Recent experience as an underwriter for 3+ years
Knowledge & experience of UK commercial mortgage market including Buy-let, commercial property etc
Knowledge of unsecured lending (invoice financing) would be beneficial