Main responsibilities will include:
Carrying out a thorough analysis of credit applications and to prepare credit reports and recommendations to Senior Management enabling a final credit judgment to be made. Where necessary, to gain a better understanding of the credit, to attend bank meetings or make on-site visits.
To monitor developments across allocated industry sectors identifying major risk factors and, after investigating any adverse developments that may affect existing clients or the quality of the book, to bring these to the attention of Senior Management.
To conduct credit reviews and assess internal ratings on a regular as well as an adhoc basis.
To effectively liaise with, and provide guidance to, the Front Office on all credit related matters.
Candidates will have a broad experience of both product and clients with strong analytical skills and sound judgement. You will have gained experience of evaluating and approving complex credit applications with a major international Bank and understand the accounting and regulatory environment across the EMEA region.