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CER Financial

Credit Analyst with a Loan Admin understanding

CER Financial London, United Kingdom
Posted 9 days ago Permanent Up to £50k
S
Posted by
Simon Blau
Senior Risk Recruitment Consultant

Credit Analyst with a Loan Admin understanding

City of London

Permanent

Up to £50k

 

cer Financial are working alongside a warm service led International bank who are based in the City of London. They are seeking a Credit Analyst to work with them on a permanent basis. It’s a small bank so the candidate needs to have a good working knowledge of the loans admin space

 

The Responsibilities of a Credit Analyst Will Include:

 

Credit:

· Analyse the financial accounts and audited reports including, balance sheets, profit, loss accounts and cash flow analysis.

· Preparation of credit application for lending proposals.

· Preparation of country reports, market sector information and industry analysis. 

· Analysis of Banks and Financial Institutions for approving limits for Trade Finance and Treasury Department. 

· Participate in meetings assisting in obtaining, checking and completion of loan documentation including security aspects. 

· Undertake periodic reviews of all loan facilities outstanding in Bank’s books.

· Alert management to negative developments and trends.

· Present a balanced recommendation, highlighting the strength of the application and whether the role holder would support the application or what risk mitigant’s should be sought to enable Management to reach a decision. 

· Annual reviews of existing facilities, including amendments and periodic reviews of all loan facilities. 

· Analyse a Financial Institution.

· Prepare analysis in support of Trade Finance. 

· Ensure commitments are correctly recorded in the system.

· Monitor all credit / loan facility files.

· Deputising for Credit Manager at Credit Committee. This will include minute taking and close liaison with other departments within the bank.

 

Loans:

· Establishing full records in the appropriate sections of the Bank’s books for all information pertaining to facilities which include: on and off balance sheets, current balance, availability/drawdown period, interest and principal rollover dates and receipt of financial information etc.

· Where PIB is the lead arranger in a club/syndicated deal: to fix interest rates and interest periods and advice to borrowers and syndicate members. Also, make claims for payment, interest and fees/commission are received and posted in the Bank’s books.

· Maintaining the admin section of Credit File.

· Preparing Exposure Reports and Schedules. 

· Review and advise any breach of Financial Covenants and to follow up with the borrowers and charge default interest. 

Job ID  15313
ABOUT COMPANY
London, United Kingdom
HR & Recruitment
cer Financial is a specialist Financial Services Recruitment consultancy who have a dedicated team of consultants who work with our core values in min...
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