Credit Enterprise Risk Analyst Credit Enterprise Risk Analyst …

Cameron Kennedy
in London, England, United Kingdom
Permanent, Full time
Last application, 16 Feb 20
GBP40000 - GBP50000 per annum + Bonus + Benefits
Cameron Kennedy
in London, England, United Kingdom
Permanent, Full time
Last application, 16 Feb 20
GBP40000 - GBP50000 per annum + Bonus + Benefits
Fasy expanding bank has a new role. Supporting the Head of Risk you will ensure the Risk Management Framework of the Bank works effectively particcularly in relation to Credit Risk. There is a strong bias towards Credit Risk in this role, however, broader involvement across all Enterprise Risk elements will be a feature of the role.

Credit Enterprise Risk Analyst
£40000 - £50000 + bonus + benefits
London - City

THE COMPANY
They are a fast expanding wholesale bank, who provide services within trade finance, invoice discounting, supply chain finance, wholesale lending, trade services & finance, risk syndication participation and treasury services with a clear client service focus.

THE ROLE
Supporting the Head of Risk you will ensure the Risk Management Framework of the Bank works effectively particularly in relation to Credit Risk. There is a strong bias towards Credit Risk in this role, however, broader involvement across all Enterprise Risk elements will be a feature of the role.

  • To assist the management and implementation of the Banks's Credit Risk Framework and provide a robust second line of defence. Review and challenge all Credit proposals and other Credit Risk related
  • To act as a second line of defence for a variety of counterparties (clients/banks/countries), by providing constructive challenge and making recommendations to the appropriate committee for approval/decline.
  • To ensure all the credit proposals are in line with the Banks's Credit Risk Policy, Connected Parties Policy and Risk Appetite Framework
  • Manage implementation of a new Credit Risk
  • To assist in the professional management of all risks throughout the Bank's and ensure that risks are appropriately identified, analysed, evaluated, mitigated, monitored, managed, reviewed and
  • Ensure all risks are managed in line with the risk appetite
  • To assist in the production of accurate, up-to-date management information to ensure all risks are being appropriately identified, analysed, evaluated, mitigated, monitored, managed, reviewed and reported in line with the risk appetite framework.
  • To assist in the continual monitoring of portfolio names' credit standing, providing early warning of any deterioration by monitoring press / internet / credit agency
  • To assist in the preparation of annual credit reviews of portfolio names, in accordance with the annual work plan by the absence of overdue renewals and the quality of the analysis
  • To remain up-to-date with changing accounting standards / political and economic situations in portfolio countries by monitoring specialist press coverage of these issues and ensuring a complete understanding of the underlying
  • To assist in the Expected Credit Loss (ECL) calculations and implementation of IFRS 9 framework.
  • To provide support to the Head of Risk in reviewing/preparing policies and procedures as and when
  • To conduct additional studies / projects, as required for keeping up to date with the industry best practice and regulatory developments specifically where this affects credit risk
  • To assist the risk team in ensuring that all risks, be they business, credit, operational, market, funding, regulatory or reputational are identified, managed and reported in the appropriate way
  • Maintaining the "Annual Review Schedule" of all the Bank's counterparties (including Countries) and liaise with the first line of defence for timely completion of the annual
  • Maintain limits and ratings reports for all count counterparties
  • Monitor daily reports to ensure the credit exposure remains within the approved
  • To carry out the portfolio level monitoring of the clients, industry, country and escalate issues, if any
  • Actively participate in the new core banking software implementation
  • Participate in any projects as per the team's

SKILLS AND EXPERIENCE REQUIRED

  • Minimum of 3 years of working experience of identifying, analysing, evaluating, mitigating, monitoring, managing, reviewing and reporting of credit risk.
  • A good understanding / knowledge of analysing and controlling operational risk
  • An analytical mind-set, solid numerical skills and a high level of attention to detail; able to analyse and interpret complex information, process data and provide credible recommendations based on sound judgement and with a focus on quality.
  • Excellent verbal and written communication skills, able to present information in a concise, logical manner.
  • Strong interpersonal skills and the ability to build, expand and maintain collaborative relationships with internal and external stakeholders at all levels of the business.
  • Commodity knowledge and Trade Finance experience would be very useful

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