Head of Credit Head of Credit …

Page Executive
in London, United Kingdom
Permanent, Full time
Last application, 26 Nov 20
benefits + bonus
Page Executive
in London, United Kingdom
Permanent, Full time
Last application, 26 Nov 20
benefits + bonus
Exciting opportunity for a Head of Credit UK & Europe for a global bank focused on business to business payments. Leadership (team of 12, 3 direct). FX, Derivatives credit experience essential.

Global bank with a strong focus on business to business payments.

Description

Exciting opportunity for a Head of Credit UK & Europe for a global bank focused on business to business payments. Leadership (team of 12, 3 direct). FX, Derivatives credit experience essential.

Head of Credit is responsible of directing independent comprehensive credit review and risk assessment of the customer risk profile and credit decision making for all segments and products of the Bank.

The role will be focused on directing independent and comprehensive credit reviews, monitoring, and management of a customer risk profile and make key credit decisions for all segments and products of the Bank across the UK and Europe.
The Head of Credit will have the individual approval authority for credit underwriting and will also be a voting member of the Bank's Credit Committee.

The Head of Credit's role will be to lead and motivate the Credit Underwriting and Credit Monitoring teams which control the whole credit and payments cycle.

Using strategic experience, the Head of Credit will look at ways to shape and manage credit in line with defined risk appetite and industry best practices while upholding highest standards of regulatory compliance.

Key responsibilities:

* Definition of the Bank's Credit Policy and other relevant internal regulation

* Steer credit review and risk assessment of the new transactions/clients/limits, including pre-review of the potential new clients

* Ensure timely and professional credit decision on the transactions including contract extensions/roll overs/modifications etc. according to the valid approval matrix

* Steering client rating calculation and review, including update on the external rating changes

* Ensure timely performance of regular customer review, including definition of adequate strategy/actions for watch-list clients

* Oversee Credit Monitoring team in execution of agreed strategies for watch listed customers

* Define credit standards, templates and tools and ensure their consistent utilisation

* Prepare regular and adhoc reports for the internal and external stakeholders

* Undertake training on credit risk standards both of Credit team as well as of Sales team

* Responsible for functioning of the Credit department in line with available standards and best market practice.

* Position is entitled for individual approval authority for credit underwriting according to the company standards and is voting member of the Bank's Credit Committee


Profile

Exciting opportunity for a Head of Credit UK & Europe for a global bank focused on business to business payments. Leadership (team of 12, 3 direct). FX, Derivatives credit experience essential.

The candidate:
  • An expert in Credit Risk Management with a strong track record within the banking industry.
  • Strong knowledge of FX payments and derivative products will be an advantage.
  • Experienced in coaching, motivating, and leading a team with the ability to bring people together and coach them to their strengths.
  • Strong ability to transform operational activities and result into strategic messages that supports decision making as well as have strong analytical thinking with ability to select the most important facts and drive conclusions out of it.
  • Ideally, experience of working on and leading strategic, transformational projects.
  • Educated to a degree level or equivalent in Economy, Risk, Finance or Accounting

Job Offer

The offer will be competitive

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