Private Banker

  • Competitive
  • London, England, United Kingdom London England GB
  • Permanent, Full time
  • Investec Bank plc
  • 27 Jul 18 2018-07-27

Description of Role and Key Responsibilities

  • Originate new target market clients through lending, transactional banking, savings and foreign exchange.
  • Manage and develop existing relationships with the aim of building and maintaining the portfolio, whilst continually identifying further business opportunities aligned to the client’s needs.
  • Consistent and accurate capturing of client information at all touch points.
  • To deliver and exceed on the quantitative and qualitative performance and budget expectations of the role.
  • Delivery of a superior client service that ensures overall TCF(Treating Customers Fairly) principles and that the right client outcomes are achieved.
  • Identify new business opportunities and provide input into the overall development of the banking business within the Private Bank.
  • Identify referral opportunities and partner with other Private Bank and Investec Group specialisations in delivering solutions to our clients.
  • To ensure that expectations, rules and guidance of the FCA are met within the business.
  • Understanding, buy-in and practise of Investec’s culture and values.

Where undertaking lending activities:

  • To originate, assess risk and appropriately price lending opportunities
  • Preparation of credit applications, loan and mortgage agreements and fielding existing client queries
  • Acting as “first line of credit” to mitigate credit risk for the bank and to ensure we lend responsibly to our clients.
  • To provide bespoke lending solutions for target market clients aligned to their needs.
  • To ensure lending exposures are managed in accordance with Investec’s policy, procedures, credit and deal forum requirements.

Core Skills and Attributes

  • Regulatory Knowledge as applicable to role (compulsory)
  • To act with integrity at all times and embrace the philosophy of treating our customers fairly (compulsory)
  • Coaching & Assessment  (compulsory for Line Managers and other Supervisors)
  • Experience originating clients through lending, transactional banking, savings and foreign exchange
  • Experience providing bespoke lending solutions for target market clients aligned to their needs
  • Client relationship management skills
  • Understanding of all relevant internal processes, procedures, compliance and regulatory requirements e.g. AML, Conduct Risk etc.
  • Specialist financial, market, competitor and banking knowledge
  • Proven sales, networking, origination and business development skills and expertise

Relevant banking and financial markets qualifications and experience (CeMap (or equivalent) is compulsory before undertaking regulated mortgage activities)