Credit Risk Analyst Credit Risk Analyst …

in Milton Keynes, England, United Kingdom
Permanent, Full time
Last application, 19 Sep 21
in Milton Keynes, England, United Kingdom
Permanent, Full time
Last application, 19 Sep 21
Credit Risk Analyst

Why apply for this role?

Risk is now firmly at the heart of every single financial services company - that's where you'll be if you join our team as a Credit Risk Analyst. Helping to manage risk for one of the UK's high-profile financial institutions is an exciting and rewarding place to develop your risk management skills. It's a great place to advance your career.

What you'll be doing

  • Solving complex business problems using data analysis software and providing practical value-based solutions whilst forming part of the Analyst team and managing portfolios.
  • Identifying key portfolio issues requiring further investigation using in depth knowledge of credit portfolio performance.
  • Develop and implement appropriate value-based risk policies, strategies, models, and controls.
  • Taking accountability for an area of credit policy, monitoring performance, clearly communicating issues, developing, and recommending changes where appropriate.
  • Ensuring that strong links are maintained between Risk and other key business areas.

What we're looking for

  • 2:1 achieved at degree level in a numerate subject (e.g. Maths, Statistics, Operational Research, Physics, and Engineering) and/or equivalent qualifications/experience.
  • Strong oral and written communication skills with a high degree of computer literacy.
  • Developing awareness of credit industry products and markets.
  • Creative thinking required as many problems are unprecedented and without guidelines.
  • Resilient to setbacks, with the tenacity, drive and keen eye for detail required to solve complex challenging problem.

What else you need to know

Given the recent impact of the Coronavirus outbreak we will be conducting all interviews via telephone or video-conference where possible.

This is a 12-month fixed term contract.

The location of this role is flexible.

How we'll reward you

As well as a competitive salary, you'll enjoy a benefits package that you can tailor to your needs.

  • Eligible for a discretionary performance-related annual bonus
  • Pension with generous contributions of up to 12.5% from Santander, depending on your own contribution and length of employment with us
  • 27 days' holiday plus bank holidays, with the option to purchase up to 5 contractual days per year
  • Voluntary healthcare benefits at discounted rates such as private medical insurance, dental insurance, healthcare cash plan and health assessments
  • Benefits supporting you and your family, such as death-in-service benefit, income protection, and voluntary life assurance and critical illness cover
  • 24/7 access to an online employee discount platform
  • Share in Santander's success by investing in our Sharesave and Partnership shares plans
  • Support your favourite causes through charitable giving and our community partnerships

For more information about our wide range of benefits and family friend policies visit our website.

Why take on a new role with us?

Being part of the Santander team, you'll know that our people are considered integral to our ongoing success. As such, you'll continue to receive the opportunities, training and support you need to progress.

What's more, with only a small action or simple idea, you will continue to make a difference to more than 140 million people. You'll be part of a vibrant organisation that's been reinventing itself for more than 160 years. One that invests millions of pounds in training its people every year. One that helps more than 2 million people every year with social programmes.

You know it as #TheSantanderEffect.

Equal Opportunities

Santander are an equal opportunities employer. Our customers come from a wide range of backgrounds, and so do our people. We have an inclusive culture that aims to make all colleagues feel they belong and can succeed at Santander, and we particularly welcome applications from different underrepresented groups.

For more information on our commitment to equal opportunities, please visit our diversity page here.

What to do next

If this sounds like a role you're interested in, then please apply on the link below.

You can also contact the Internal Mobility Team if you would like more support with finding your next internal role.

As we continuously review applications there is no need to wait for the closing date to apply.

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