Credit Risk Analyst - Business Banking Credit Risk Analyst - Business Banking …

in Ripon, England, United Kingdom
Permanent, Full time
Last application, 21 Apr 21
in Ripon, England, United Kingdom
Permanent, Full time
Last application, 21 Apr 21
Why apply for this role? Risk is now firmly at the heart of every single financial services company - that is where you'll be if you join our team as a Credit Risk Analyst.

Helping to manage risk for one of the UK's high-profile financial institutions is an exciting and rewarding place to develop your risk management skills. It's a great place to advance your career.

What you'll be doing

  • Building upon your existing experience, solving complex business problems to help the bank develop appropriate credit risk management strategies, driving forward practical value-based solutions.
  • Providing Senior Managers across the bank with insight into business performance and future potential.
  • Taking accountability for an area of credit policy, monitoring performance, clearly communicating issues, developing and recommending changes where appropriate.
  • Challenging proposals and decisions that conflict with sound, value-based credit portfolio management.
  • Ensuring that strong links are maintained between Risk and other key business areas.

What we're looking for

  • Track record of successful delivery in a statistical analysis role of similar complexity and level, preferably within a credit risk function.
  • Very high degree of mathematical literacy.
  • Strong oral and written communication skills with strong attention to detail.
  • Able to take a pragmatic attitude when dealing with uncertainty.
  • Proven detailed awareness of credit industry products and markets.
  • High degree of computer literacy, 2:1 achieved at degree level in a numerate subject (e.g. Maths, Statistics, Operational Research, Physics, and Engineering) and/or equivalent qualifications/experience.

What else you need to know

Given the recent impact of the Coronavirus outbreak we will be conducting all interviews via telephone or video-conference where possible.

How we'll reward you

As well as a competitive salary, you'll enjoy a benefits package that you can tailor to your needs.

  • Eligible for a discretionary performance-related annual bonus
  • Pension with generous contributions of up to 12.5% from Santander, depending on your own contribution and length of employment with us
  • 27 days' holiday plus bank holidays, with the option to purchase up to 5 contractual days per year
  • Voluntary healthcare benefits at discounted rates such as private medical insurance, dental insurance, healthcare cash plan and health assessments
  • Benefits supporting you and your family, such as death-in-service benefit, income protection, and voluntary life assurance and critical illness cover
  • 24/7 access to an online employee discount platform
  • Share in Santander's success by investing in our Sharesave and Partnership shares plans
  • Support your favourite causes through charitable giving and our community partnerships

For more information about our wide range of benefits and family friend policies visit our website.

Why Santander?

At Santander, with only a small action or a simple idea, you can achieve great things. You can improve the daily life of more than 140 million people. You can collaborate with a friendly team of more than 200,000 employees.

It doesn't stop there. You'll also be part of a vibrant organisation that's been reinventing itself for more than 160 years. One that invests millions of pounds in training its people every year. One that helps more than 2 million people every year with social programmes.

We call it #TheSantanderEffect.

Equal Opportunities

Santander are an equal opportunities employer. Our customers come from a wide range of backgrounds, and so do our people. We have an inclusive culture that aims to make all colleagues feel they belong and can succeed at Santander, and we particularly welcome applications from different underrepresented groups.

For more information on our commitment to equal opportunities, please visit our diversity page here.

What to do next

If this sounds like a role you're interested in, then please apply on the link below.

Due to high volume of applications we may need to close this role earlier than the advertised date, so recommend submitting an application as soon as possible.

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