Sr Citibank Home Mortgage Underwriter Nationwide Remote
- Perform credit decisions and appraisal analysis on conventional loan files within business service level agreements.
- Review and analyze loan applications, credit reports, appraisals, income, and asset documentation according to agency and non-agency guidelines and mortgage regulations.
- Effectively communicate and explain credit decisions to loan officers and processors.
- Perform timely reviews of conditions submitted as well as loan resubmissions.
- Maintain credit quality and production standards as defined by business.
- Provide a remarkable customer service experience to both internal staff and external customers.
- Actively cooperate and interact with all entities of Citigroup.
- Perform other job-related duties and special projects as required.
- A minimum of 8-10 years of experience underwriting agency, non-agency, Mortgage Insurance loans and appraisals.
- Experience and knowledge of FNMA, FHLMC, and Private Mortgage insurance property and credit underwriting guidelines.
- Strong understanding of complicated transactions and tax return analysis.
- Experience effectively and independently making credit decisions and providing underwriting support to other business functions.
- Knowledge and experience reviewing mortgage applications according to the US mortgage regulations.
- Bachelor's/University degree or equivalent experience
- This isa remote position.
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. Job Family Group:
Risk Management Job Family:
Credit Decisions Time Type:
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