Please Enable Cookies to Continue Please enable cookies in your browser to experience all the personalized features of this site, including the ability to apply for a job. Returning Candidate? AVP, Sr. Credit Analyst Location US-IL-Chicago
Job ID 32813
# Positions 1
Job Family Credit - Underwriting & Analysis
CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals. CIT Group Inc. (NYSE: CIT) is a financial holding company with over a century of experience and operates a principal bank subsidiary, CIT Bank, N.A. (Member FDIC, Equal Housing Lender). The company's commercial banking segment includes commercial financing, community association banking, middle market banking, equipment and vendor financing, factoring, railcar financing, treasury and payments services, and capital markets and asset management. CIT's consumer banking segment includes a national direct bank and regional branch network. Discover more at .
The Rail Risk Management group provides credit risk management support for CIT’s Rail business, which is based in Chicago. The Credit Analyst role involves responsibility for managing the new customer credit approval process, portfolio management, compliance, risk reporting ongoing projects to support the CIT Rail business unit. This position provides a great opportunity to develop your analytical skills, while gaining exposure to a dynamic, high growth business that significantly impacts a variety of industries. The position will directly report to the CIT Rail Senior Risk Officer.
- Analyze, monitor and report on assigned portfolio, proactively identifying portfolio issues and assigning risk ratings;
- Present and defend analysis to management through reports and written memorandums, as well as verbally;
- Prepare credit approval recommendations for new customer leases or loans and placements of new equipment;
- Perform portfolio analytics, conduct industry and company research, and contribute to capital expenditure requests;
- Proactively monitor problem and delinquent accounts;
- Participate in various projects, such as supporting compliance or regulatory requirement initiatives, potential acquisition opportunities or complex transactions;
- Partner and liaison across all functional areas, such as Sales, Finance, Documentation and Operations to facilitate business transactions.
- Bachelor’s degree required, Finance, Accounting or Economics major preferred,
- 1-3 years of related experience in financial analysis, preferably in financial services industry,
- Must have excellent verbal and written communication skills,
- Strong quantitative and qualitative skills required; credit training a big plus,
- Effective organizational skills, detail orientation and quality execution necessary,
- Team player with strong work ethic, integrity and initiative
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CIT is committed to Equal Employment Opportunity. It is the policy of CIT to provide equal employment opportunities to all qualified applicants without regard to their race or perceived race (including traits historically associated with race, such as hair texture and protective hairstyles), color, national origin, nationality, ancestry, citizenship, immigration status, age), sex (including pregnancy, lactation, childbirth or related medical conditions), actual or perceived gender, gender identity, gender expression or transgender (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), religion, creed, marital status, family status, domestic partnership or civil union status, affectional or sexual orientation, atypical hereditary cellular or blood trait, genetic information or predisposition or carrier status (including testing and characteristics), status as a victim of domestic violence, actual or perceived status as a caregiver,military service protected veteran status, mental or physical disability, perceived disability, record of disability, medical condition, AIDS and HIV status, or any other protected characteristic established by applicable federal, state, or local laws. If you would like more information about your EEO rights as an applicant under the law, please click here: