Mortgage Underwriter III
The incumbent is responsible for underwriting the department's most complex mortgage credits. These loans are generally higher dollar transactions, ranging from $1 million to $20 million. Loans in this category therefore present more risk to the company. The borrower profile is usually the enterpreneur or self-employed borrower. The Mortgage Underwriter III must analyze both the personal and corporate cash flow and financial condition in order to approve a mortgage loan in accordance with credit guidelines. He/She is responsible for ensuring an accurate and thorough analysis of the credit risk and proper documentation according to Risk Policy. He/She must manage the pipeline by interfacing with 20-25 sales personnel as well as clients or their intermediaries to ensure the timely approval of all loans. Qualifications
Bachelors or equivalent work experience. MBA preferred. 10+ years credit/lending experience; excellent credit skills. BNY Mellon is an Equal Employment Opportunity/Affirmative Action Employer.
Minorities/Females/Individuals With Disabilities/Protected Veterans. Our ambition is to build the best global team - one that is representative and inclusive of the diverse talent, clients and communities we work with and serve - and to empower our team to do their best work. We support wellbeing and a balanced life, and offer a range of family-friendly, inclusive employment policies and employee forums. Primary Location:
United States-Massachusetts-Boston Internal Jobcode:
Wealth Management Organization:
WM Private Banking-HR14968 Requisition Number: