Associate, Treasury Associate, Treasury …

in Dallas, TX, United States
Permanent, Full time
Be the first to apply
in Dallas, TX, United States
Permanent, Full time
Be the first to apply
Associate, Treasury

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Associate/AVP Treasury Req ID: oyi7bfwS Date posted 02/21/2020 Description

Job Family: Finance

The Finance organization is responsible for leading and participating in a number of critical functions including: supporting executive management decisions making by analyzing results, assessing strategic alternatives and developing strategic plans; communicating financial results and forecasts with critical stakeholders, including executive management and Board of Directors, shareholders and regulators; managing the Company’s balance sheet, including interest rate and liquidity risks; establishes the Company’s capital policies and prioritizes investments; develops and implements controls to reduce operational risk; developing and maintaining financial data and systems. The Finance organization works across functions and Business lines in the Company, requiring a broad understanding of our business, risk and strategy.

Job Function: Treasury

Manages and analyzes cash funds, debt, capital and interest rate risk on behalf of the company. Formulates and updates policies and guidelines on the planning and management of the company's monetary resources. Ensures optimization of income and proper investments. Plans and sources cash requirements.

Summary of Responsibilities:

The Sr. Associate, Treasury provides subject matter expertise in one or more of the following processes (Asset-Liability Management, Interest Rate Risk, Liquidity Risk, Investment Portfolio Management, Cash-Management, Debt Capital Markets, Capital Allocation, Captial Market Theory, Capital Planning and Recovery & Resolution). S/he implements complex solutions to (balance sheet management, investment portfolio management, asset liability management or capital management) department priorities. The incumbent also participates in complex analysis and projects.

Essential Functions:

  • Analyze, report and mitgate a component of (liquidity risk, market risk, interest-rate risk, Capital Management Processes).
  • Coach junior level team members to enhance leadership skills and subject matter expertise.
  • Conduct (financial, variance, profitiability, forecasting, liquidity, captial, governance, business line) analysis to improve balance-sheet and capital efficiency and adherence to established risk limits.
  • Execute against established policies and procedures (including risk limits, reporting requirements, stress testing requirements, etc.) and contribute to a strong internal control environment in the Treasury functions.
  • Implement operational aspects to ensure the (Asset-Liability Management, Liquidity Risk Management, Cash Management, Captial Management, Captial Allocation, Recovery * Resolution, Interest-Rate Risk Management, Fund Transfer Pricing, Investment Portfolio Management, Balance-Sheet Management, Debt Capital Markts) function effectively assess, manage and report on risk.
  • Communicate effectively with internal and external stakholders.
  • Ensures various lines of business have the appropriate data/information required for modeling activities.

Other Functions:

  • Acts as a subject matter expert (SME) while providing leadership, guidance, and mentorship to other project managers.
  • Other duties as assigned.


  • Education -
    • Bachelor's Degree: in Accounting, Finance, Economics or equivalent field.
  • Experience -
    • 9-12 years Banking/Financial Services Industry or related field
  • Skills & Abilities -
    • subject Matter Expertise in (Asset-Liability Management, Liquidity Risk Management, Cash Management, Captial Management, Capital Allocation, Recovery & Resolution, Interest-Rate Risk Management, Funds Transfer Pricing, Investment Portfolio Management, Balance-Sheet Management, Debt Capital Markets).
    • Knowledge of industry practice for (Asset-Liability Management, Liquidity Risk Management, Cash Management, Captial Management, Capital Allocation, Recovery & Resolution, Interest-Rate Risk Management, Funds Transfer Pricing, Investment Portfolio Management, Balance-Sheet Management, Debit Capital Markets).
    • Ability to convey a sense of urgency and drive.
    • Strong verbal and written communication skills in interacting with internal and external stakeholders.
    • Strong interpersonal, supervisory and custoer service skills required.
    • Ability to make effective decision making on complex matters.
    • Excellent analytical, organizational and project management skills.
    • Ability to adapt and adjust to multiple demands and competing priorities.
    • Results and dtail oriented with ability to research, organize and analyze financial data.
    • Advance in MS Word, MS Excel, QRM, MS Outlook.


  • Change Orientation - Flexibility:
    • Advanced - Leading and Guiding
      • Anticipates the impact of change and creates an environment where change can be initiated with minimal disruptions and negative impact
      • Helps people to understand how proposed changes will affect them and the organization
  • Collaboration - Teamwork:
    • Advanced - Leading and Guiding
      • Brings out the best in each team member by consistently motivating and acknowledging peer contributions
      • Understands and leverages team dynamics
  • Execution - Accountability:
    • Advanced - Leading and Guiding
      • Fully accountable for timeliness, completeness, quality of projects, processes, products and services
      • Remains calm and focused on goals while facing pressures, obstacles or short-term setbacks
  • Execution - Excellence:
    • Advanced - Leading and Guiding
      • Identifies and eliminates redundancy of effort
      • Ensures tools, systems, and processes are in place to allow team members to work quickly and effectively
  • Problem Solving - Solution Definition:
    • Advanced - Leading and Guiding
      • Persists in searching out the root causes of major problems rather than being satisfied with partial solutions or “quick fixes”
      • Brings new thinking, insights or technology to problem resolution
  • Risk Business Acumen - Financial Command:
    • Advanced - Leading and Guiding
      • Considers multiple business and financial factors when weighing the merits of alternative risk strategies
      • Has extensive experience in interpreting and analyzing a variety of financial data to diagnose significant or unusual operational risks
  • Risk Business Acumen - Industry Acumen:
    • Advanced - Leading and Guiding
      • Keeps up -to-date with external market events, pressures and regulations which may impact the organization and assesses whether similar issues exist in the organization
      • Can identify functional and organizational implications associated with major trends
      • Designs solutions to address industry activities that impact the organization
  • Risk Management - Knowledge of Risk Management Policies, Regulations, Processes and Procedures:
    • Advanced - Leading and Guiding
      • Monitors adherence to policies, regulations, processes and procedures within function and actively undertakes corrective action where necessary
      • Understands end to end processes across the organization and how processes are integrated
      • Has a practical knowledge of regulations impacting area supported

Working Conditions:

  • Frequently: Minimal physical effort such as sitting, standing, and walking.
  • Occasional moving and lifting of equipment and furniture is required to support onsite and offsite meeting setup and teardown.
  • Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.

Employer’s Rights:

  • This job description does not list all the duties of the job. You may be asked by your supervisors or managers to perform other duties. You will be evaluated in part based upon your performance of the tasks listed in this job description.
  • The employer has the right to revise this job description at any time. This job description is not a contract for employment, and either you or the employer may terminate employment at any time, for any reason.
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  • Finance, Dallas, Texas, United States
  • Santander Bank or NYB/SIS Employees, Dallas, Texas, United States

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