Discover your dream Career
For Recruiters

Credit Analyst II

Worldpay London, United Kingdom
Posted 3 days ago Permanent Competitive

Credit Analyst II

Worldpay London, United Kingdom
Credit Analyst II
Ready to take your career global?
Make your mark at one of the biggest names in payments. We're looking for an experienced Credit Risk Analyst to join our ever-evolving Credit Risk team and help us unleash the potential of every business.

L ocation: London office only - Hybrid Working Option Available
Working out of our London office, you will be primarily responsible for either the initial underwriting of new customers or the end-to-end credit risk management of existing merchants within an assigned portfolio.

What You'll Own As The Credit Risk Analyst II
Large Credit Risk actively manage the credit risk exposure generated by our EMEA customers from their card and alternative payment processing activity.

For underwriting, this will involve performing financial assessments of large corporates, proactively engaging with the commercial teams to find solutions that maximise onboarding opportunities, making recommendations in a clear and concise manner, seeking approval from the appropriate sanctioning authority and communicating conditions of sanction to both internal stakeholders and prospective customers.

For portfolio management, this will involve analysing financial statements, compiling credit reviews, dealing with requests for new products/services that generate additional credit risk, seeking increased limits as a result of exception reports and/or alerts/triggers and managing financial deterioration/distress scenarios to minimise the risk of loss
  • Undertake credit risk reviews of potential or existing clients
  • Proactively engage with the commercial teams to find solutions that maximise onboarding opportunities
  • Respond to client specific alerts and/or trigger events as required, including requests for additional products/services and maintain limit and approval systems in relation to your assigned portfolio
  • Work closely with the Legal team, negotiating and reviewing bespoke contracts
  • Contribute to our continuous improvement process by identifying and implementing process change
  • Undertake ad-hoc tasks in support of the overall aim of managing credit risk exposure

What You'll Bring
  • A minimum of 3yr experience in a credit risk/financial analysis role
  • A strong ability to articulate your recommended way forward and explain it to non-Credit Risk colleagues and our clients
  • An ability to formulate solutions for new opportunities or challenging financial distress scenarios
  • Excellent verbal and written communication skills (good written English is essential)
  • Strong computer skills, including familiarity with Microsoft Office products, specifically Microsoft Excel
  • An ability to prioritise competing tasks, work autonomously and to sometimes tight deadlines

About the team

Our inclusive and global teams win together every day. We're proud to have the best minds in the industry,

who you can learn from as you grow your career. The people, the energy, the connections - it's unmatched. Come and be part of an ever-evolving company and get dynamic opportunities that go beyond borders.

What makes a Globalpayer?

Globalpayers think like a client, act like an owner and win as one team. We're curious and innovative -

always finding better ways to deliver impact. We empower each other to make decisions, and it's our passion

that drives excellence in everything we set out to do.

Does this sound like you? Then you sound like a Globalpayer. Apply now to take your career global.

#LI-BJ1
Job ID  JR0610411
More Jobs From Worldpay
Worldpay
Product Analyst - AML & Fraud/Credit
Worldpay
London, United Kingdom
2 hours ago Full time Competitive
Worldpay
Quality Assurance Analyst II - Java, TDD, BDD
Worldpay
Cambridge, United Kingdom
2 months ago Full time Competitive
Worldpay
Senior AI Workflow Engineer
Worldpay
London, United Kingdom
1 day ago Full time Competitive
Worldpay
Financial Analyst II - Scheme Fees
Worldpay
Newport, United States
26 days ago Full time Competitive
Worldpay
CDD Advisory Analyst - FTC
Worldpay
London, United Kingdom
21 days ago Full time Competitive
Worldpay
CDD Operations Manager - High Risk Vertical Onboarding
Worldpay
London, United Kingdom
28 days ago Full time Competitive
Worldpay
Inside Sales Manager - Platforms
Worldpay
Gateshead, United Kingdom
2 days ago Full time Competitive
Worldpay
Senior Director - Enterprise Partnerships Integrations & Servicing
Worldpay
London, United Kingdom
8 days ago Full time Competitive

Boost your career

Find thousands of job opportunities by signing up to eFinancialCareers today.
More Jobs Like This
Credit Analyst (13700)
Investec
London, United Kingdom
Senior Credit Analyst
Lendable Ltd
London, United Kingdom
CER Financial
Real Estate Credit Analyst/RM
CER Financial
London, United Kingdom